Our Pay What You Want* offer makes us the first money transfer company in the world to give you the power to pay what you think is fair.
Here you can find out about our mission and how we are making a difference.
We want to make money transfer better
At Xendpay we know the power of remittance can make good things happen. But now we want to take it to the next level.
Built by a team dedicated to making a difference, we‘ve always been driven to pass on savings. Pay What You Want* is our way of starting a conversation that could encourage a community to come together as a force for good.
With Xendpay, we are proud to have created a real alternative for you to get behind- one with a mission to change the industry for the better. Together, we think we can get there.
And we are better because
Xendpay gives you the best possible service and allows you to make a massive difference.
Here’s how we do it…
We give you a great deal
Our new, easy-to-understand rates make us, on average, 15 times cheaper than the standard bank. Just to let you know, we don’t waste money on flashy advertising.
We pass on all the savings so we can keep giving you more for your money. No more hiding behind numbers and words you struggle to understand.
Then we put you in charge
We recommend a fair fee but give you the choice. Only you get to decide what the service is worth by choosing what you pay.
It’s an amazing opportunity to come together and support real change. No more paying extortionate fees to get your money where it matters.
Here’s how it works
While it’s a first for remittances, Pay What You Want* is an otherwise well-known payment system where the client, you, decides how much the service or product is worth. If you are happy, you can pay a lot, but if you are not, you can pay less. A recommended fee is set to offer you some direction, but you still have the freedom to decide: from a small sum to a serious amount of money.
*PWYW applies to transfers up to £2000 per annum or equivalent in your sending currency.
*PWYW applies to transfers up to £4000 per annum or equivalent in the sending currency for business clients.
Xendpay Ltd is an agent and sister company of Rational Foreign Exchange Ltd (RationalFX) registered in England & Wales (Company number: 08071223) – Level 32, One Canada Square, Canary Wharf, London, E14 5AB.
Xendpay is a PSD agent (FRN: 583155) of Rational Foreign Exchange Limited, authorised by the Financial Conduct Authority (FRN: 507958) under the Payment Services Regulations 2017, for the provision of payment services.
Issued by HM Revenue & Customs Rational Foreign Exchange Ltd, trading as Xendpay, is a registered Money Service Business under the Money Laundering Regulation 2017 (MSB No. 12206957).
In the EU, Xendpay services are provided by RationalFX EU. Rational Foreign Exchange EU, UAB is an EMD Agent of UAB PayrNet, an Electronic Money Institution authorized by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (license reference 72, issued on 2020-08-28) for the issuing of electronic money and provision of the related payment services.
The website www.xendpay.com is owned and operated by Rational Foreign Exchange Limited, Level 32,One Canada Square, Canary Wharf, London, E14 5AB, Registration no: 05385999